When you save money through a health savings account (HSA), funds aren’t dispersed to your bank. Instead, your money is... moreWhen you save money through a health savings account (HSA), funds aren’t dispersed to your bank. Instead, your money is placed into an account designated just for healthcare spending. While an HSA allows you to save for medical expenses while avoiding taxes on the money you set aside, you may be wondering how you’re supposed to spend these funds. After all, if the money doesn’t go into your bank account, you can’t exactly write a check or use your bank card.