For years, UK car buyers unknowingly paid inflated fees for their vehicle finance deals due to secret commissions pocketed by dealers. This widespread scandal has rocked the... moreFor years, UK car buyers unknowingly paid inflated fees for their vehicle finance deals due to secret commissions pocketed by dealers. This widespread scandal has rocked the automotive financing industry and brought significant changes, including regulatory investigations and court rulings in favor of consumer rights. If you've purchased a car via Personal Contract Purchase (PCP) or Hire Purchase (HP), you may have been unknowingly affected by these hidden costs. This blog will provide a detailed timeline of the car finance scandal, explain how dealers profited unethically, and show you how recent court rulings could entitle you to a refund. We’ll also provide actionable steps to protect yourself from falling victim to such scams in the future.Timeline of the Car Finance ScandalThis scandal didn’t happen overnight—it was years in the making. Here’s how it all unfolded:2010s – Car dealerships and brokers start receiving commissions from lenders for signing customers onto PCP or HP finance... less