A debt collector is a professional responsible for recovering unpaid debts on behalf of creditors. They contact debtors through phone calls, letters, or emails, negotiating repayment plans and urging timely payments. Debt collectors must adhere to legal and ethical guidelines, ensuring respectful and fair treatment of debtors. Their work may involve investigating financial situations, maintaining detailed records, and sometimes initiating legal proceedings if debts remain unpaid. Effective communication, persistence, and knowledge of debt collection laws are essential skills for a debt collector, enabling them to recover funds efficiently while maintaining professional relationships.