Several government schemes in India are designed to support farmers, offering financial aid, insurance, and subsidies to enhance agricultural productivity and livelihood. Here are some of the best schemes for farmers:

Pradhan Mantri Kisan Samman Nidhi (PM-Kisan)

The PM-Kisan scheme provides direct income support to farmers. Under this scheme, eligible farmers receive ₹6,000 per year in three equal installments, directly transferred to their bank accounts. This scheme aims to ensure a minimum income support for small and marginal farmers, helping them to meet their agricultural and household needs without resorting to high-interest loans.

Pradhan Mantri Fasal Bima Yojana (PMFBY)

The Pradhan Mantri Fasal Bima Yojana is an insurance scheme that offers coverage and financial support to farmers in the event of crop failure due to natural calamities, pests, and diseases. It aims to stabilize farmers' incomes and encourage them to adopt innovative agricultural practices. The premium rates are kept low, and the balance is subsidized by the government, making it affordable for farmers to protect their crops and livelihoods.

Kisan Credit Card (KCC)

The Kisan Credit Card scheme provides farmers with timely access to credit for their agricultural needs. Farmers can use the KCC to obtain loans at low-interest rates for various purposes such as purchasing seeds, fertilizers, and equipment, as well as for covering other expenses related to farming. The scheme is designed to simplify the loan process, reduce the dependency on informal credit sources, and help farmers manage their finances more effectively.