Hey everyone,

I’m looking for some advice on home insurance ontario. I’m a first-time homeowner, and I want to make sure I’m fully covered, but I’m a bit overwhelmed by the options. What are some essential coverages I should consider beyond basic fire and theft?

Also, if anyone has experience with water damage or liability coverage, I'd love to hear your thoughts. Any tips for finding good rates in Ontario specifically? Thanks in advance for your help; any advice or recommendations would be greatly appreciated!