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You can see if the senior fitness program is covered by your insurance and, if not, which insurance companies provide coverage. To check whether or not your Medicare plan includes the SilverSneakers program, you will need to begin by looking at your summary of benefits. In addition, check if you can apply for the program under your Medicare coverage. Print out a membership card that makes signing up for a program easier, and explore your area to find what senior-friendly fitness centers are available in your area. For more in-depth insights, follow this link - SilverSneakers near me

But there are other costs you may not be able to pinpoint as easily. One study found that fitness programs may lead to lower healthcare costs. For many Medicare enrollees, healthcare costs tend to go up as you age. Health conditions like heart disease can be expensive to manage, costing around $2,371 annually in out-of-pocket costs. The American Heart Association recommends physical activity as a way to reduce your risk.

At the end of the day, you have to think about your personal situation and what makes sense for your finances. You’ll need a participating Medigap policy or Medicare Advantage plan to access SilverSneakers at no additional cost.

You can check eligibility, here. Enrollment is easy, just be sure to choose a Medicare Advantage or Medicare Supplement plan where SilverSneakers is included at no additional cost. Once enrolled in a Medicare Advantage or Medicare Supplement Plan that includes SilverSneakers, register here and you’ll receive a SilverSneakers Member ID number. Once you have your ID number, you can join online fitness classes and attend one of the many in-person locations nationwide!