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Ease of use. Pay-by-phone casinos offer an easier payment process – you will need a mobile phone number and receive an SMS confirmation before proceeding with your pay-by-phone bill for mobile casino games. The payment will be deducted from your phone bill. With other online casinos, you will need to fill in your card details to complete the payment. Please read this Dave Deposit Agreement (the “Agreement”) carefully and retain it for your future reference. This Agreement contains the general terms, conditions and disclosures related to the interest bearing demand deposit account (“Dave Checking Account” or “Account”, which you may also see referred to as your “Dave Spending Account”) and Dave Debit Mastercard® (“Dave Card” or “Dave Debit Card”) made available to eligible consumers by Evolve Bank & Trust (“Evolve” or “Bank”), member of the Federal Deposit Insurance Corporation (“FDIC”), and serviced by Dave Operating LLC, a service provider to Evolve (“Dave”).