https://www.coveryou.in/blog/why-do-hospital-doctors-have-their-own-indemnity-insurance/

How do the new IRDAI guidelines address the need for preventive health check-ups for senior doctors

The new IRDAI guidelines address the need for preventive health check-ups for senior doctors in several ways:

Annual Preventive Health Check-up Cover:The IRDAI has introduced an annual preventive health check-up cover for senior doctors, allowing them to avail of a free preventive health check-up once in every policy year.

Tele Consultation Cover:The IRDAI has also introduced a tele consultation cover for senior doctors, enabling them to consult medical practitioners/physicians/doctors via video, audio, or chat channels.

Doctor Consultation Cover:The IRDAI has introduced a doctor consultation cover for senior doctors, allowing them to consult medical practitioners/physicians/doctors outside network centers up to the limit specified under the policy.

Investigations Cover:The IRDAI has introduced an investigations cover for senior doctors, enabling them to avail of investigations from prescribed network centers or outside prescribed network centers up to the limit specified under the policy.

Portability Norms:The IRDAI has introduced portability norms for health insurance policies, allowing senior doctors to transfer their accrued continuity benefits in waiting periods from one insurer to another.

These changes aim to make health insurance more inclusive and accessible for senior doctors, addressing their specific needs and concerns, and reducing the financial burden associated with healthcare expenses.