Is there such a system in our country? I live in America, here is my hsa provider
https://lanehealth.com/, and in general I really like this system with HSA. In January, I take a reserve of money for the whole year, it turns out like an interest-free loan, which is then paid off from my salary within a year. Very conveniently thought out ... not what we have. These insurance policies, which in case of illness, will not help you in any way ....