I understand your concerns, and it's important to know the details. While most BNPL services offer interest-free periods, they may charge a late fee if you miss a payment. Some providers also offer long-term plans with interest rates. In terms of eligibility, BNPL companies usually perform a soft credit check to assess your creditworthiness. This is a fast process and will not affect your credit score. They consider factors such as your income, employment status, and credit history to determine if you qualify for assistance. To make an informed decision, I recommend that you visit
https://www.taryafintech.com/what-is-bnpl-and-how-does-it-work/ , which contains all the comprehensive information about the Buy Now, Pay Later service, including pros and cons so you can better understand the concept and make an informed choice based on your personal circumstances.