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  Debt Validation and Verification
  
  Debt validation and verification are important steps in the process of managing...  moreDebt Validation and Verification
  
  Debt validation and verification are important steps in the process of managing debt.
  
  Debt validation refers to the process of verifying that a debt is valid and legally enforceable. It involves the creditor providing proof that the debt is valid, such as a copy of the original contract or loan agreement, and any supporting documentation, such as billing statements. The debtor has the right to request debt validation and the creditor is obligated to provide it, as per the Fair Debt Collection Practices Act (FDCPA). If the creditor is unable to provide valid proof of the debt, the debtor is not legally obligated to pay it.
  
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  • February 7, 2023