A shoulder bag will most likely have more inner organisation choices than a tote bag. A shoulder bag, often known as a... moreA shoulder bag will most likely have more inner organisation choices than a tote bag. A shoulder bag, often known as a handbag, usually has zipped and no internal pockets. On the other hand, many tote bags are just a single open carry-all compartment. There are, however, some lovely tote bags with inside pockets that will help you manage your smaller belongings while still providing a vast, roomy inside.