In today's digital age, transferring money between platforms like Venmo and PayPal is a common need for many users. While Venmo and PayPal are both popular payment services, direct transfers between them are not straightforward. This article provides a detailed guide on how to transfer money from Venmo to PayPal using various methods, including transferring money without a bank account.

Can You Transfer Money From Venmo To PayPal?

The short answer is that there is no direct way to transfer money from Venmo to PayPal. However, there are several indirect methods you can use to achieve this goal. The process involves using a bank account as an intermediary or exploring alternative methods that do not require a bank account.

Steps To Transfer Money From Venmo To PayPal

1. Transfer Money from Venmo to Your Bank Account

The most straightforward method involves transferring your Venmo balance to your bank account and then moving the money from your bank account to PayPal.

1. Open the Venmo App:

   • Launch the Venmo app on your mobile device.
   • Ensure you are logged in to your account.

2. Transfer to Bank:

   • Tap on the menu icon (☰) in the top left corner.
   • Select “Transfer to Bank.”
   • Enter the amount you wish to transfer.
   • Choose the transfer speed (Instant or 1-3 Business Days).
   • Confirm the transfer.

3. Log in to Your PayPal Account:

   • Open the PayPal app or website.
   • Enter your login credentials.

4. Add Funds from Your Bank Account:

   • Click on “Wallet” in the top menu.
   • Select “Transfer Money.”
   • Choose “Add money to your balance.”
   • Enter the amount and select your linked bank account.
   • Confirm the transfer.

2. Use a Linked Debit Card for Instant Transfer

Another method is to link a debit card to both your Venmo and PayPal accounts. This allows for quicker transfers, especially if you need the money urgently.

1. Link Your Debit Card to Venmo:

   • Open the Venmo app.
   • Go to the “Settings” menu.
   • Select “Payment Methods.”
   • Tap “Add Bank or Card.”
   • Choose “Card” and enter your debit card details.

2. Transfer Funds to Your Debit Card:

   • Follow the same steps to transfer money to your bank, but choose your linked debit card instead.

3. Link the Same Debit Card to PayPal:

   • Log in to your PayPal account.
   • Go to “Wallet.”
   • Click “Link a Card” and enter your debit card information.

4. Transfer Funds from Debit Card to PayPal:

   • In your PayPal account, go to “Wallet.”
   • Click “Add money to your balance.”
   • Select your debit card and complete the transfer.

3. Use a PayPal Cash Card

A PayPal Cash Card can serve as an alternative method to indirectly transfer funds from Venmo to PayPal.

1. Apply for a PayPal Cash Card:

   • Log in to your PayPal account.
   • Apply for a PayPal Cash Card from the PayPal website.

2. Add the PayPal Cash Card to Venmo:

   • Once you receive the card, link it to your Venmo account.
   • Open the Venmo app and go to “Settings.”
   • Select “Payment Methods” and add the PayPal Cash Card.

3. Transfer Funds to the PayPal Cash Card:

   • In the Venmo app, transfer funds to the PayPal Cash Card as you would to a debit card.

4. Use the PayPal Cash Card Balance:

   • The transferred funds will now be available in your PayPal account via the Cash Card.

How To Transfer Venmo To PayPal Without a Bank Account

If you do not have a bank account, you can still transfer money from Venmo to PayPal using the following method:

Use a PayPal Cash Card

This method allows you to use the PayPal Cash Card as an intermediary between Venmo and PayPal, circumventing the need for a traditional bank account.

1. Obtain a PayPal Cash Card:

   • Apply for the card through your PayPal account.

2. Link the PayPal Cash Card to Venmo:

   • Add the card to your Venmo account under “Payment Methods.”

3. Transfer Funds to the PayPal Cash Card:

   • Transfer your Venmo balance to the PayPal Cash Card.

4. Access Funds in PayPal:

   • The money will now be available in your PayPal account through the PayPal Cash Card balance.

Venmo vs PayPal

Understanding the differences between Venmo and PayPal can help you decide which service best suits your needs.

Venmo:

• Target Audience: Primarily used for peer-to-peer payments among friends and family.
• Social Features: Includes social feed for transaction sharing.
• Transfer Limits: Standard limits with options to increase after identity verification.

PayPal:

• Target Audience: Used for both personal transactions and business payments.
• Wide Acceptance: Accepted by a vast number of online and brick-and-mortar retailers.
• Transfer Limits: Higher transfer limits compared to Venmo, with multiple payment options.

Conclusion

Transferring money from Venmo to PayPal requires a bit of workaround since there is no direct method available. Using a bank account or a PayPal Cash Card as intermediaries are the most effective ways to achieve this transfer. By following the steps outlined in this article, you can efficiently move your funds from Venmo to PayPal.