Retirement isn’t just about reaching the finish line—it’s about having a clear strategy for the years that follow. Life after retirement brings new opportunities and challenges, and the key to navigating it successfully lies in sound retirement advice financial advice.

A trusted financial planner Sydney can help you plan beyond your retirement date, focusing on income sustainability, asset protection, healthcare planning and lifestyle goals. For those in Western Sydney, working with a financial planner Parramatta means getting local, accessible support backed by extensive experience in retirement and superannuation advice.

For more involved strategies like downsizer contributions, pension structuring or legacy planning, professional SMSF advice can also be valuable. And if you’re adjusting your investments post-retirement, tailored investment advice can ensure your portfolio remains aligned with your income and risk profile.

Key Areas to Focus on After Retirement

• Income Management: Structure income streams to last throughout retirement, while balancing drawdowns and Centrelink eligibility.

• Investment Adjustments: Shift from capital growth to capital preservation, with regular reviews of your risk profile and returns.

• Estate Planning: Ensure your superannuation and non-super assets are structured to pass to your beneficiaries efficiently and tax-effectively.

• Health & Aged Care: Plan for increasing healthcare costs and understand aged care funding options.

• Review Regularly: The best financial adviser will meet with you regularly to adjust your strategy as your circumstances evolve.

Final Thought

Retirement planning doesn’t end when you stop working. With the help of an experienced financial adviser Sydney, you can ensure your wealth works for you well into the future. Reach out to Macarthur Wealth Management to keep your retirement secure, sustainable and aligned with your long-term goals.

Disclaimer
This blog contains general information only and does not consider your personal objectives, financial situation or needs. You should seek personalised advice from a licensed financial adviser before acting on this content.