Non-profit insurance is a special type of business insurance that is meant to help accommodate the needs of companies that work as charities and other non-profits. Having this kind of insurance can seem expensive, but it is an important option to use to make sure that you are protected and do not lose money from an accident. From a car accident with a business vehicle to a slip and fall in the office, non-profit insurance is going to help you stay safe all the time. 

The cost of this kind of insurance is going to depend on the size of your organization and what you would like to get covered. The more coverage and protection you would like to get, the more it is going to cost for the insurance. Some of the basics that should be found in your non-profit insurance includes: 

1. General liability: This is a type of coverage that can help protect against customer injuries and even third-party damages so it is important for a non-profit insurance policy when you are getting set up.

2. Commercial auto: If you have any company vehicles, then you should consider non-profit insurance to help insure those and keep everyone safe. There are many types of coverage that you can consider when it comes to the vehicles for your company. 

Some non-profits will choose to go with insurance that is more in-depth so that they can get some of the protection they need in special situations. For example, you could do a Business Owner’s Policy, or BOP, to help combine your general liability and the commercial property coverage into one policy that is a little bit easier to manage in one place. 

Since your non-profit will still have employees that you will want to work with, you should consider getting a professional liability policy. This allows you to offer workers’ compensation to your employees if they do get hurt or ill while they are working for you. This can save you a lot of money from having to pay for these expenses yourself. 

As a non-profit business, it is a good idea to look into some of the different non-profit insurance options that are available for you. This can provide you with some of the great protection that you need to keep your business floating and to ensure that as much of the money you earn can go to the good cause that you are helping. Take the time to research some of the different companies who offer this service and see whether you are able to get the best insurance for a good price too.