When you have been hurt in an accident and someone else is to blame, it is normal to wonder who will pay for the medical treatment. A personal injury settlement can be great if it does go your way, but those future outcomes are not going to be there to help with some of the medical bills that you are dealing with right now. Who pays the bills and when can depend on where you live.

If you are in a car accident in a state that does not have no-fault insurance, then you will be the one responsible to pay the medical bills as they occur. Some drivers in these states may have a special rider on their policy for medical insurance coverage. This coverage is going to pay the medical bills of the passengers and drivers in the accident with the insured, up to the policy limits. These often stop at $10,000 and anything above that is your responsibility.

With a premises liability or a slip and fall case, the person who is injured is often the one who will need to pay for their own medical bills, unless the liability insurance of the property owner includes some of this med pay coverage. If the policy does have this, then the insurer is often going to pay up to that limit for the medical bills of the individual. You can choose to go after the property owner for this as well, but may be responsible for the bills in the meantime.

For those who get hurt in a work-related accident, it is possible to do a workers’ compensation claim. This will work well because the insurer for the workers’ compensation is likely to pay for the medical bills and you will have to pay for any of the deductibles and bills. Many states are going to require that the insurer is able to reimburse you for some of your transportation expenses to make it to the medical appointments too. If they do try to deny your claim, you can work with the right workers’ compensation attorney to help you get the help that you need.

As you work with your personal injury attorney on the personal injury settlement demand, it is important that you consider which medical bills you would like to get covered. These can only be the ones directly related to the accident and you will need to show proof and evidence that you have these bills in the first place. The right personal injury lawyer will be able to assist you with these along the way.