Conviction of license is not new in Florida; you could get this if you are caught speeding multiple times or have done a severe driving violation, then you will get your driving license convicted. If this happens, your insurer must file an FR-44 form, proving that you have a valid amount of car insurance needed to drive in Florida legally. However, the FR-44 can damage your pocket too much cause it costs a lot, and if you are someone who says, I can't afford fr44 insurance, then this article is perfect for you to find the solution to this problem.

I can't afford fr44 insurance Solution:

The first thing you can do is get a scooter. Yes, you heard it right; get a scooter. But why am I saying this? Well, an average fr44 insurance costs over 700 dollars per month which is costly for many people. On the other side, a scooter costs around 400 to 600 dollars, cheaper than paying monthly premiums of fr44. The good thing is that you can ride a scooter even if you are suspended. The scooter comes in a different category than other car insurance. I know a scooter is a good option compared to cars. However, it is still a better option than walking. 

Now that you have decided to buy a scooter, get a c-class driving license too. It permits you to use a Motorized Bicycle or scooter. What is a motorized bicycle? Well, it is a cycle with a motor of less than 3.5 horsepower and 130cc. It can't go over 30 miles per hour speed. So, you cant do overspeeding with it. However, it is a good option for small-distance driving, like going to a mall or for a movie. It is an excellent alternative option for people who can't afford fr44 insurance. 

You can do some other things to get cheap fr44 insurance. Search for cheap insurance by looking at many companies and then comparing them to find the cheapest. Driving less can also get you less monthly premium amounts. Premiums are less on the old and less expensive vehicle, so you can also try that. Paying your premiums on time can also cut some costs. A good credit score can also be helpful. 

You can decrease what you spend on car insurance by raising your deductible. Many services give you discounts so find one of them to cut costs. Try pay-as-you-go insurance; in this type of insurance, you have to pay on how well and how much you drive. If you drive less, you have to pay less money. It is way better than the normal plan. 

Conclusion:

Before the article, you were like I can't afford fr44 insurance and were finding the solution. But now you know that you avoid fr44 by buying a scooter and getting a c-class driving license. However, you can also cut fr44 insurance costs by driving less, buying an old vehicle, getting into services that give discounts, and getting a pay-as-you-go insurance plan.