Apple Cash is a digital cash card available to Apple customers. It’s one of the easiest ways to pay for something or transfer money on iPhones. However, as your Apple Cash balance grows, you may wonder how to transfer funds back into your bank account or a debit card. Luckily, it’s an easy process that can get you access to your money in as little as 30 minutes.

Read on to learn how to transfer apple cash to bank account or debit card using your iPhone.

How to Transfer Apple Cash to Your Bank Account

Transferring Apple Cash to your bank account is completely free. However, the money can take one to three days to deposit into your account.

How to transfer Apple Cash to your bank account:

• Open the Apple Wallet app.
• Select your Apple Cash card.
• Press the More Options symbol in the top right corner.
• Select Transfer to Bank.
• Enter the balance you want to transfer and press Next.
• Select 1-3 Business Days. This is the bank account option.
• Enter your bank account information if it’s not already on file.
• Tap Transfer.

The money will instantly be deducted from your Apple Cash balance, but it probably won’t be accessible on the same day of the transfer. Apple states it takes one to three days for a transfer to complete, but it may take longer during a weekend or bank holiday.

If you need your cash quicker, you should do an instant transfer to a debit card instead.

How to Instant Transfer Apple Cash to Your Debit Card

Transferring Apple Cash to your debit card is an instant process that’ll get you your money within 30 minutes.

How to transfer Apple Cash to your debit card:

• Open the Apple Wallet app.
• Select your Apple Cash card.
• Press the More Options symbol in the top right corner.
• Select Transfer to Bank.
• Enter the balance you want to transfer and press Next.
• Select Instant Transfer and Tap Transfer. This is the debit card option.
• The money will transfer to the primary debit card used with your Apple Pay.

While the debit card transfer is a much faster process, it does come at a cost. Apple charges a 1.5% fee for every instant debit card transfer, though it’s capped at $15.

Refilling your Apple Cash balance

You can also refill your Apple Cash balance to add money from your bank account or debit card. Learn how to refill your card and how to use these services with your iPhone and Apple Watch in our setting up Apple Pay guide.

Need a New iPhone?

Most Apple devices have access to Apple Pay unless your device is extremely old. However, even if your old iPhone has Apple Pay, it’s still worth looking into upgrading. Apple is constantly innovating new features for its devices. As Apple continues to advance, your old phone will eventually struggle to keep up.

The new iPhone 14 is a fantastic upgrade option. It comes with all the regular features you’ve come to expect from an iPhone, like a powerful A15 Bionic processor and camera features that make taking pictures a breeze. However, the biggest improvements for the iPhone 14 series are new safety features like crash detection and emergency SOS via satellite. These features make this a must-have device for anyone who spends time traveling or exploring the outdoors.

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