Your credit score is always going up and down, depending on what is reported on it, the length of the credit history, and more. If you open something new on it, pay down some debt, close down an account, have a negative report, and so on, you will find that your credit score will change and your number will be different. This is why it can be difficult to know what your credit score is all the time and you need to check it often, especially if you plan to move into a new apartment soon.

Your landlord will take a look at your credit report to determine how reliable of a tenant you are at the time you want to move in. While you don’t need to have a perfect score and report to get an apartment, the better your credit looks, the easier it is for you to get approval and you may even save some money on fees. This is why you need to check your score and see whether it is up to date and looks good.

Your information will get reported with the three major bureaus including Experian, TransUnion, and Equifax. Each of these will use different factors in their own way to determine what your overall score will be. But if you have a good variety of different accounts, keep accounts in good standing, and pay off your debts, your score will be higher than others. You should check all three of the reports to make sure they are accurate and doing well.

You are allowed to check your credit report from each of the agencies once a year for free. If you are a victim of identity theft or have other issues that show up during the year, then you can check it more often to help keep things in order. You should take the time to check the report, whether you plan to move or not. This allows you to check some of the discrepancies so you are prepared and can get them fixed quickly.

Come and check out some of our great apartments near Fisher Investments to see if they are right for your new home. We have some of the best units in the area, with amenities that many tenants are looking for. We welcome you to come and take a tour, asking questions and seeing what we have to offer to you if you agree to move in. No matter what you are looking for in a new apartment unit, we feel confident that you will feel right at home with us.