Credit cards can be a life-saver in sticky situations. One of the most prolific providers, Chase, makes handling your debt easy. You can perform a Chase bill payment online, see charges on the go, and take advantage of many security tools. Many cards also have perks like airline miles or cash back. If you are looking for Chase bill payment online, visit this website.

Those benefits make using a Chase credit card pretty enticing. But how can you avoid those pesky interest charges?

How to Avoid Interest

Credit cards operate on a straightforward principle. You pay for items using a line of credit. Think of it as a monetary loan. Every month, Chase charges interest to make money from that line of credit. It's your fee for having that "loan" and spending money you don't have.

Chase lets you pay down your line of credit over time. Chase bill payment online portals make that process easy. But you don't have to spread your payments over time if you don't want to.

To avoid interest, all you have to do is pay off your balance during the grace period. The grace period usually lasts between the end of your billing cycle and the due date of your next payment. That's about three to four weeks of not getting charged interest. That doesn't come until the next billing cycle. As long as you pay off your balance before that interest charge, you can use your credit card without worrying about going into debt or inflating an item's purchase cost.

Why Avoid Interest?

Avoiding interest helps you stay out of debt. Wiping your balance every billing cycle ensures you're not paying more for purchases than you have to.

But here's the kicker: You still get all the perks of your Chase card! That means you still earn airline miles or points without the burden of high-interest debt!

Taking Charge of Your Financial Health

Chase credit cards have a lot to offer. They can cover you in an emergency and provide many great perks. If you can do so, consider paying off your balance each cycle. That way, you get the perks minus the debt.

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