Why Isn't Money Management Taught in School?

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Why Isn't Money Management Taught in School?

Posted By Daniel Stewart     December 31, 2020    


Have you ever taken a class and school and wondered, “Why am I learning this?” It’s happened to just about everyone. You’re taking a class that’s required to graduate, but it doesn’t really apply to what you want to do in life. There’s nothing inherently wrong with learning something new, but shouldn’t the required classes at least be teaching you applicable life lessons? One course that never really has its usefulness questioned is personal finance. Everyone will likely have to manage their own money at some point in their lifetime, so why aren’t these courses required? As with any question this large in scope, the answer isn’t a simple one.

Is Legislation Enough?

Many states are passing mandates that require personal finance credits to graduate. This is great, but unfortunately, it’s not really enough. In order for money management courses to be widespread, scholastic organizations need to make a greater push to give teachers the development and resources they need to competently teach these courses to students. Many schools might just appoint a teacher who is good with numbers, but that doesn’t necessarily translate to explaining personal finance concepts to young minds.

Developing Our Teachers

If money management courses are ever to be advantageous to students, the onus is on states and districts to make an effort to give teachers the tools they need to teach personal finance. This involves offering personal finance workshops and classes to teachers who are willing to learn and can then pass that knowledge on to students. A personal finance course is only effective if the teacher is comfortable teaching the concepts. If you need the best money management app, visit this website.

Technology Can Help

Even if you’re out of school, it’s not necessarily too late to learn money management. Technology such as money management apps can be a great teaching tool. A good money management app will provide financial tips and tricks while helping you maintain a budget and savings plan. Although a money management app works best as a supplement to personal finance knowledge, it can also act as a crucial tool for those who never had the chance to learn.

Read a similar blog about budgeting app here at this page.